Budget Dog insurance Policy in california

Budget Dog insurance Policy in california Dog Insurance : This policy insures the risks against death due to accident or disease occurring during the period of insurance The insurable age group is 8 weeds to 8 years and the minimum value of any breed should not be less the Rs. 200 and maximum value of dog should not exceed Rs. 2000 each dog. The rate of premium is 5% pa .

Budget Dog insurance Policy in california 2011

Beauty Dog Budget Dog insurance Policy in california

• Budget Dog insurance Policy in India
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• Budget Dog insurance Policy

California employee liability insurance Policy

California employee liability insurance Policy 2011 : This insurance is a form of cover which insures against liability for bodily injury or disease sustained by his employees in the course of their employment in that business. This insurance protects an employer against the claims for damages which arise out of the Injuries to employees in course of their work. Under Factor Act, Workmen's Compensation Act and other Act, it is the duty of the employer to prevent personal injury to his employees arising in the course of their employment. So the employer is liable to compensate an employee or his dependents if the worker dies in an occupation or is disabled or injured in the course of his work. This liability of the employer can be covered by taking the insurance policy under Employer's Liability Insurance. The premium payable is Rs. 100 per worker of the total annual pay roll. For this purpose, the employer has to maintain a wages ask which can be inspected by as insurance company. The employer > has to submit the abstract of wages book regularly every year to the ' instance company. lf the workers are working under the subcontracting of an insured employer, the insurance company is not liable to recover any loss. But such risks can be covered on payment of additional premiums. If there arises any accident, the insured must give prompt i notice to the insurance company. lf there is any .dispute in settlement of claim, the dispute is referred to an arbitrator for settlement.

Motor insurance policy quotes 2011

Motor insurance policy quotes 2011 : According to the coverage of risks, Motor Insurance Policies can be divided as under. Act policy : This policy is compulsory under Motor Vehicle Act, 1939 which provides for compulsory Insurance regarding liabilities 4 arising out of motor vehicle's use in a public blurb. This policy covers the' legal liability to tried parties on Accidental death or injury caused from the use of motor vehicle in a public place. The Act prescribes the extent to which a click should be taken. In short, this type of insurance is compulsory for accidental death and personal injuries.
has ' given the following The Motor Vehicle Act Section 95 (2) as given limits of insurance cover in respect of accident.
(a) Goods Vehicles : In this cam the cover is even ups Rs 50,000 for death and body injury and accidental cover of Rs 50,000 is given if employee is engaged as driver and employees.
(b) Passenger Vehicles : In case of passenger vehicles cover is   given as (i) for hire or reward (ii) if passengers are carried for hire given Rs. 50,000 in all (iii) its. 50,000 for carrying not less the 30 passengers (iv) 75,000 for carrying passengers not less the 30 but not more than 60 (v) Rs. 1,00,000 for carrying passengers more the 60.
' (c) Other Vehicles : In case of other vehicles insurance cover is given as per amount of liability incurred or provided othewise.
2. Comprehensive policy : Comprehensive policy protects against all the losses or damages to the motor ear. There are certain sacked risks which are usually covered under comprehensive policy. But the her risks may be added to those specified by paying extra premium. other This policy covers the following risks. .
(i) Damage to car parts or body.   
(ii) Removal charges for repairs.
(iii) Third part liabilities.
(iv) Cost ' and expenses incurred with risk.
(v) Repair charges and .
(xi) medical expenses.

Accident Sickness Insurance 2011

Sickness Insurance Policy : Like accident insurance it is a permanent contact and cannot terminate at the end of the year. The insured has an option to renew or not to renew the contract. The insurance company cannot refuse to renew the contact as the insured pays the renewal premium and observes the terms and conditions of the contact. This .plan of insurance provides for payment of a substantial part of earned  caused by illness and medical expenses income lost through disability   incurred on illness. The policy does not cover the accident or sicknesses caused willfully or by riding races or by breach of law or by war or by riot. In modern days this insurance is very popular as everyone wants to make some future provision in case of sickness and disablement. This policy is very suitable for professional men and others whose income depends mainly upon their own work. The proposer has to fill in the proposal form to get this insurance. The premium payable depends upon the age of insured. The risk commences from the payment of premium and the benefits begin from the day the insured is disabled due to accident or sickness. No benefits are payable for seven days disability or less. If disability lasts longer than seven days benefit is payable from the start of disability. A notice of disability must be given by the insured along with the details of medical expenses incurred. The company can examine the insured at any time during the period of disablement. Since permanent sickness contacts are expensive, these are not vet popular. So alternative schemes like immediate benefits plan ' and deferred benefits plan are taken as these plans are cheaper but no benefits are paid for the first month or first three or six months.